Life Insurance Rates

There are many complex and complicated calculations available to accurately determine the appropriate amount of insurance.

1. Multiply your annual income by a factor of 15
   This provides you a "ballpark" estimate.
2. Multiply your net-monthly income by 200
   This option is designed to use the lump sum death benefit to replace your current monthly income Dollar for Dollar.
   
   

Tips:
Keep in mind that inflation will decrease the value of future benefits, so always round up.

Life Quote Center is the best site to get the low cost term life insurance rates.